Graduate Loan for Medical Doctors and Dentists

Focus on what is really important and let us handle the rest!

Our Student Choice private loan solution is designed to fill the funding gaps that may exist after all lower-cost sources of aid (including scholarships, grants, and federal Direct Subsidized and Unsubsidized loans) have been exhausted for graduate students studying medicine, dentistry and other eligible specialities. And since these loans are being offered through NIH Federal Credit Union, you know you're getting a great deal from a not-for-profit lender you can trust.

Check out some of these great benefits

  • Line of credit structure so you can borrow once for your full graduate career1

  • Borrow up to $100,000 with rates as low as 5.25%*

  • Borrow up to $250,000 with a co-borrower on the loan

  • Flexible repayment & in-school deferment options

  • Borrow from a not-for-profit credit union you can trust


*See rates page for additional information, repayment examples, and important disclosures


  1. Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements.
  2. Approved schools subject to change
  3. NOTE: If you are a Graduate Student enrolled in a NON-Business program, please make sure to maximize all lower-cost sources of funding before considering an alternative student loan. You should also note that Federal Graduate PLUS loans are another option available for graduate students. Graduate PLUS loans provide enough assistance to cover your costs of attendance less other financial aid received. For more information, check with your school's financial aid office or visit the Federal student aid website.


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